Now on Android · Chit funds rebuilt

Manage Loans & Chits With Zero Math.

The simple, automated platform for small finance businesses. Track loans and EMIs, run auction or lucky-draw chits, and send WhatsApp reminders — from your phone or computer.

Works in your browser and on Android · iPhone app coming soon

100%
Secure Databases
Zero
Manual Math
24/7
Instant Access
1-Click
Receipt Sharing

Core Features

Everything you need, built to be simple

We took the complicated parts of chit funds and private lending and turned them into simple screens.

No Math, No Spreadsheets

Smart Loan Planner

Set up loans and rates; repayment calendars, interest, penalties and remaining principal are worked out for you.

Any Chit, Any Rules

Chit Funds, Your Way

Auction, lucky draw, fixed order or daily/weekly chits — set up in a short guided chat, with your own commission and dividend rules.

Collect On Time

WhatsApp Reminders

See who is due today or overdue and send a ready-made WhatsApp reminder in one tap.

End Payment Disputes

Friendly Customer Ledger

Borrowers and chit members get their own login to see what they owe, past receipts and their prize status.

Know Your Numbers

Reports & Earnings

Interest, penalties and chit commission in one view, with statements you can export to Excel.

Staff & Roles

Your Whole Team

Add staff with their own logins, track who collected what, and keep every company's data separate and secure.

How It Works

Up and running in three steps

  1. 1

    Register your company

    Create your account and add your staff. Your free trial starts straight away.

  2. 2

    Add borrowers & chits

    Enter loans or set up a chit group — LendMIS builds every schedule for you.

  3. 3

    Collect & track

    Record payments, send reminders and watch your earnings, on web or phone.

Mobile App

Run your business from your pocket

Collect payments in the field, run chit auctions on the spot and share receipts instantly.

Ready to stop doing the math?

Join finance companies already running their loans and chits on LendMIS.